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143 Funds (543 Share Classes)

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Goldman Sachs Absolute Return Tracker Fund

ALTERNATIVES•DAILY LIQUID ALTERNATIVES SERIES

6 SHARE CLASSES

Goldman Sachs Access Emerging Markets USD Bond ETF

GEMD

FIXED INCOME

FUND OVERVIEW

Goldman Sachs Access High Yield Corporate Bond ETF

GHYB

FIXED INCOME

FUND OVERVIEW

Goldman Sachs Access Inflation Protected USD Bond ETF

GTIP

FIXED INCOME

FUND OVERVIEW

Goldman Sachs Access Investment Grade Corporate 1-5 Year Bond ETF

GSIG

FIXED INCOME

FUND OVERVIEW

Goldman Sachs Access Investment Grade Corporate Bond ETF

GIGB

FIXED INCOME

FUND OVERVIEW

Goldman Sachs Access Municipal Bond ETF

GMUN

FIXED INCOME

FUND OVERVIEW

Goldman Sachs Access Treasury 0-1 Year ETF

GBIL

FIXED INCOME

FUND OVERVIEW

Goldman Sachs Access U.S. Aggregate Bond ETF

GCOR

FIXED INCOME

FUND OVERVIEW

Goldman Sachs Access U.S. Preferred Stock and Hybrid Securities ETF

GPRF

FIXED INCOME

FUND OVERVIEW

Goldman Sachs ActiveBeta Emerging Markets Equity ETF

GEM

EQUITY

FUND OVERVIEW

Goldman Sachs ActiveBeta Europe Equity ETF

GSEU

EQUITY

FUND OVERVIEW

Goldman Sachs ActiveBeta International Equity ETF

GSIE

EQUITY

FUND OVERVIEW

Goldman Sachs ActiveBeta Japan Equity ETF

GSJY

EQUITY

FUND OVERVIEW

Goldman Sachs ActiveBeta U.S. Large Cap Equity ETF

GSLC

EQUITY

FUND OVERVIEW

Goldman Sachs ActiveBeta U.S. Small Cap Equity ETF

GSSC

EQUITY

FUND OVERVIEW

Goldman Sachs ActiveBeta World Equity ETF

GSWO

EQUITY

FUND OVERVIEW

Goldman Sachs Bond Fund

FIXED INCOME•MULTI-SECTOR

7 SHARE CLASSES

Goldman Sachs China Equity Fund

EQUITY•EMERGING MARKETS EQUITY

5 SHARE CLASSES

Goldman Sachs Clean Energy Income Fund

REAL ESTATE/INFRASTRUCTURE

5 SHARE CLASSES

Goldman Sachs Commodity Strategy Fund

COMMODITIES

6 SHARE CLASSES

Goldman Sachs Conservative Allocation Fund

PORTFOLIO SOLUTIONS•TOTAL PORTFOLIO SOLUTIONS

7 SHARE CLASSES

Goldman Sachs Core Bond ETF

GBND

FIXED INCOME

FUND OVERVIEW

Goldman Sachs Core Fixed Income Fund

FIXED INCOME•MULTI-SECTOR

7 SHARE CLASSES

Goldman Sachs Corporate Bond ETF

GIGL

FIXED INCOME

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© 2026 Goldman Sachs. All rights reserved.

See Glossary for definition of terms used in reference to Products

Risk considerations and disclosures Effective after the close of business on April 25, 2025, the Goldman Sachs Enhanced Core Equity Fund was renamed the Goldman Sachs Enhanced U.S. Equity Fund.

Effective after the close of business on April 30, 2025, the Goldman Sachs Large Cap Core Fund was renamed the Goldman Sachs Large Cap Equity Fund.

Effective April 30, 2025, the Goldman Sachs Nasdaq-100 Core Premium Income ETF was renamed the Goldman Sachs Nasdaq-100 Premium Income ETF.

Effective April 30, 2025, the Goldman Sachs S&P 500 Core Premium Income ETF was renamed the Goldman Sachs S&P 500 Premium Income ETF.

Effective April 30, 2025, the Goldman Sachs Small Cap Core Equity ETF was renamed the Goldman Sachs Small Cap Equity ETF.

Effective after the close of business on June 20, 2025, the Goldman Sachs Small/Mid Cap Value Fund changed its name to the Goldman Sachs Small/Mid Cap Equity Fund, changed its performance benchmark from the Russell 2500 Value® Index to the Russell 2500® Index, and certain of its principal investment strategies. Performance information prior to this date reflects the Fund's former strategies.

Effective after the close of business on June 30, 2025, the Goldman Sachs Community Municipal Bond ETF was renamed the Goldman Sachs Access Municipal Bond ETF.

The Goldman Sachs Growth Opportunities ETF (GSGO) began as the Goldman Sachs Strategic Growth Fund, an open-end mutual fund which had operated since May 24, 1999. Effective as of the close of business on November 14, 2025, GSGO acquired the assets and liabilities, and assumed the NAV performance, financial and other historical information of the Goldman Sachs Strategic Growth Fund. GSGO will be managed in a substantially similar manner to the Goldman Sachs Strategic Growth Fund.  Market Price returns commenced on November 17, 2025.

The Goldman Sachs Enhanced US Equity ETF (GUSE) began as the Goldman Sachs Enhanced US Equity Fund, an open-end mutual fund which had operated since January 31, 2008. Effective as of the close of business on November 14, 2025, GUSE acquired the assets and liabilities, and assumed the NAV performance, financial and other historical information of the Goldman Sachs Enhanced US Equity Fund. GUSE will be managed in a substantially similar manner to the Goldman Sachs Enhanced US Equity Fund.  Market Price returns commenced on November 17, 2025.

The Goldman Sachs Value Opportunities ETF (GVLE) began as the Goldman Sachs Focused Value Fund, an open-end mutual fund which had operated since July 31, 2015. Effective as of the close of business on November 14, 2025, GVLE acquired the assets and liabilities, and assumed the NAV performance, financial and other historical information of the Goldman Sachs Focused Value Fund. GVLE will be managed in a substantially similar manner to the Goldman Sachs Focused Value Fund.  Market Price returns commenced on November 17, 2025.

The Goldman Sachs Technology Opportunities ETF (GTOP) began as the Goldman Sachs Technology Opportunities Fund, an open-end mutual fund which had operated since October 1, 1999. Effective as of the close of business on December 5, 2025, GTOP acquired the assets and liabilities, and assumed the NAV performance, financial and other historical information of the Goldman Sachs Technology Opportunities Fund. GTOP will be managed in a substantially similar manner to the Goldman Sachs Technology Opportunities Fund. Market Price returns commenced on December 8th, 2025.

The returns represent past performance. Past performance does not guarantee future results. The Fund's investment return and principal value will fluctuate so that an investor's shares, when redeemed, may be worth more or less than their original cost. Current performance may be lower or higher than the performance quoted above. Please visit our Web site at: am.gs.com to obtain the most recent month-end returns.

The Standardized Total Returns are average annual total returns or cumulative total returns (only if the performance period is one year or less) as of the most recent calendar quarter-end. They assume reinvestment of all distributions at net asset value. These returns reflect the maximum initial sales charge for Class A shares and CDSC for class B and C shares. Because Institutional, Service, Administration, Class R, Class R6 and Class IR Shares do not involve a sales charge, such a charge is not applied to their Standardized Total Returns. Shares of some of the funds may be subject to a redemption fee. Please refer to the shareholder guide and current prospectus for the Fund, accessible from the literature section, for additional pricing information.

*The maximum sales charge has been applied, please visit the fund facts tab in order to view sales charges for a specific asset class.

Performance reflects cumulative total returns for periods of less than one year and average annual total returns for periods of greater than one year. Since inception returns for periods of less than one year are cumulative. All Fund performance data reflect the reinvestment of distributions.

The performance of a new or smaller fund near its inception date may not represent how the fund will perform in the future. A new or smaller fund may buy smaller-sized bonds known as “odd lots”, which may be sold at a discount to similar “round lot” bonds, that the fund may not buy as the fund grows in size. All positions are marked at “round lot” prices in calculating NAV and performance. There is no guarantee that any fund, including a fund with high or unusual performance for one or more periods of time, will perform similarly in the future.

A Fund’s performance may vary substantially from the performance of its respective Index as a result of transaction costs, expenses and other factors.

Exchange-Traded Funds are subject to risks similar to those of stocks. Investment returns may fluctuate and are subject to market volatility, so that an investor’s shares, when redeemed, or sold, may be worth more or less than their original cost. ETFs may yield investment results that, before expenses, generally correspond to the price and yield of a particular index. There is no assurance that the price and yield performance of the index can be fully matched.

Mutual funds are subject to various risks, as described fully in each Fund’s prospectus. There can be no assurance that the Funds will achieve their investment objectives. The Funds may be subject to style risk, which is the risk that the particular investing style of the Fund (i.e., growth or value) may be out of favor in the marketplace for various periods of time. Equity securities are more volatile than fixed income securities and subject to greater risks. Small and mid-sized company stocks involve greater risks than those customarily associated with larger companies. Investments in fixed income securities are subject to the risks associated with debt securities generally including credit, liquidity and interest rate risk. Investments in high yield fixed income securities are considered speculative, involve greater risk of default, and tend to be more volatile than investment grade fixed income securities. Investments in foreign securities entail special risks such as currency, political, economic, and market risks. These risks are heightened in emerging markets. An investment in real estate securities is subject to greater price volatility and the special risks associated with direct ownership of real estate. Investments in commodities may be affected by changes in overall market movements, commodity index volatility, changes in interest rates or factors affecting a particular industry or commodity. Investments in derivatives such as options, futures, or swaps may involve a high degree of financial risk, including the risk that a small movement in the price of the underlying security or benchmark may result in a disproportionately large movement in the price of the derivative. Asset allocation portfolios invest primarily in other Goldman Sachs Funds and are subject to the risk factors of those Funds.

For some investors, income from municipal bonds may be subject to the Alternative Minimum Tax. Income may be subject to state and local taxes. Capital gains, if any, are federally taxable.

Total returns are calculated assuming purchase of a share at the market price or net asset value (“NAV”) on the first day and sale of a share at the market price or NAV on the last day of each period reported. The Total Returns Based on NAV and Market Price do not reflect brokerage commissions in connection with the purchase or sale of Fund shares, which if included would lower the performance shown above. The NAV used in the Total Return calculation assumes all management fees and operating expenses incurred by each Fund. Total returns for periods less than one full year are not annualized.

The Net Asset Value (NAV) is the market value of one share of the Fund. Percentages may not sum to 100% due to rounding.

Net Asset Value is the market value of one share of the Fund. This amount is derived by dividing the total value of all the securities in the fund’s portfolio, less any liabilities, by the number of fund shares outstanding. Market Price is the price at which the Fund’s shares are trading on their respective Exchange. The Market Price of the Fund’s shares will fluctuate and, at the time of sale, shares may be worth more or less than the original investment or the Fund’s then current net asset value. The Fund cannot predict whether its shares will trade at, above or below net asset value.

The NAV used in the Total Return calculation assumes all management fees and operating expenses incurred by a Fund. Market price is the price at which a Fund’s shares are trading on its applicable listing exchange. Market Price returns are based upon the last trade as of 4:00pm EST and do not reflect the returns you would receive if you traded shares at other times. The first day of secondary market trading is typically several days after a Fund’s inception of investment operations date; therefore, the NAV of the Fund is used as a proxy for the period from inception of investment operations to the first day of secondary market trading to calculate the Market Price returns.

AAAU Disclosures: Effective close of business on December 4, 2020, Goldman Sachs Asset Management,

L.P. became the sponsor of the Trust, assuming the role from the Trust’s prior sponsors. At that time, the name of the Trust was changed from Perth Mint Physical Gold ETF to Goldman Sachs Physical Gold ETF. The Trust is not a standard ETF. The Trust is not an investment company registered under the Investment Company Act of 1940 and is not required to register under such act. The Trust is not a commodity pool for purposes of the Commodity Exchange Act of 1936, and Goldman Sachs Asset Management, L.P., as the sponsor of the Trust (the “Sponsor”), is not subject to regulation by the Commodity Futures Trading Commission as a commodity pool operator or a commodity trading advisor under the Commodity Exchange Act in connection with the Shares. As such, the Trust is not subject to the same regulatory requirements as mutual funds. An investment in Shares is not suitable for all investors. The Shares are neither interests in nor obligations of the Sponsor and its affiliates, and are not insured by the Federal Deposit Insurance Corporation or any other governmental agency.

Money Market Funds:

Investor Tax-Exempt Money Market Fund, Investor Money Market Fund, Investor Tax-Exempt California Money Market Fund and Investor Tax-Exempt New York Money Market Fund.

You could lose money by investing in the Fund. Although the Fund seeks to preserve the value of your investment at $1.00 per share, it cannot guarantee it will do so. The Fund may impose a fee upon sale of your shares. An investment in the Fund is not bank account or a deposit of the bank and is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. The Fund’s sponsor is not required to reimburse the Fund for losses, and you should not expect that the sponsor will provide financial support to the Fund at any time, including during periods of market stress.

Financial Square Federal Instruments Fund, Financial Square Government Fund, Financial Square Treasury Instruments Fund, Financial Square Treasury Obligations Fund, Financial Square Treasury Solutions Fund and VIT Government Fund

You could lose money by investing in the Fund. Although the Fund seeks to preserve the value of your investment at $1.00 per share, it cannot guarantee it will do so. An investment in the Fund is not a bank account or a deposit of the bank and is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. The Fund’s sponsor is not required to reimburse the Fund for losses, and you should not expect that the sponsor will provide financial support to the Fund at any time, including during periods of market stress.

The investment adviser may contractually agree to waive or reimburse certain fees and expenses until a specified date. The investment adviser may also voluntarily waive certain fees and expenses, and such voluntary waivers may be discontinued or modified at any time without notice. For example, during periods of low interest rates, the investment adviser may voluntarily waive certain fees and expenses in order to preserve a positive distribution yield for Fund shareholders, as determined in the sole discretion of the adviser. The performance shown above reflects any waivers or reimbursements that were in effect for all or a portion of the periods shown. When waivers or reimbursements are in place, the Fund's operating expenses are reduced and the Fund's yield and total returns to the shareholder are increased.

In order to avoid excessive fluctuations in the amount of monthly capital gains distributions, a Fund may defer or accelerate the timing of the distributions of short-term capital gains (or any portion thereof). In addition, a Fund may reduce or withhold any income and/or realized gains generated from its investments to the extent necessary to minimize principal volatility.

Given each Fund’s investment objective of attempting to track its Index, the Funds do not follow traditional methods of active investment management, which may involve buying and selling securities based upon analysis of economic and market factors. GPIQ, GPIX, GSST, GSFP, GBUY, GDOC, GIND, GSC, GCAL, GMNY, GMUB, GUMI, GBXA, GBXB and GBXC  do not attempt to track an index and take a more active approach.

Fund shares are not individually redeemable and are issued and redeemed by the Fund at their NAV only in large, specified blocks of shares called creation units. Shares otherwise can be bought and sold only through exchange trading at market price (not NAV). Shares may trade at a premium or discount to their NAV in the secondary market. Brokerage commissions will reduce returns. Ordinary brokerage commissions apply.

The ActiveBeta® Indexes are trademarks of Goldman Sachs Asset Management, L.P. and have been licensed for use by Goldman Sachs ETF Trust. Goldman Sachs Asset Management, L.P., the Goldman Sachs Group, Inc., and Goldman Sachs & Co. (collectively, “Goldman Sachs”) does not guarantee nor make any representation or warranty, express or implied, to the owners or shareholders of a Fund or any member of the public regarding the advisability of investing in securities generally or in a Fund particularly or the ability of an Index to track general market performance. Goldman Sachs, in its capacity as the index provider of each Index, licenses certain trademarks and trade names to the Funds. Goldman Sachs has no obligation to take the needs of the Funds or the shareholders of the Funds into consideration in determining, composing or calculating the Indices. Goldman Sachs or any of its affiliates may hold long or short positions in securities held by a Fund or in related derivatives. Goldman Sachs does not guarantee the adequacy, timeliness, accuracy and/or the completeness of the Indices or any data related thereto. Goldman Sachs hereby expressly disclaims any and all liability for any errors, omissions, or interruptions therein or in the calculation thereof. Goldman Sachs makes no warranty, express or implied, and expressly disclaims all warranties of merchantability or fitness for a particular purpose or use with respect to the marks, the Indices or any data included therein as to the results to be obtained by the Funds, the shareholders, or any other person or entity from use of an Index or any data included therein. Without limiting any of the foregoing, Goldman Sachs hereby expressly disclaims any and all liability for any special, punitive, indirect, or consequential damages (including lost profits), even if advised of the possibility of and such damages.

Goldman Sachs Access Treasury 0–1 Year ETF (Ticker: GBIL), Goldman Sachs Access Ultra Short Bond ETF (Ticker: GSST), Goldman Sachs Access U.S. Treasury Bond ETF (Ticker: GGOV), Goldman Sachs Access Inflation Protected USD Bond ETF (Ticker: GTIP), Goldman Sachs Access U.S. Aggregate Bond ETF (Ticker: GCOR), Goldman Sachs Access Investment Grade Corporate 1-5 Year Bond ETF (Ticker: GSIG), Goldman Sachs Access Investment Grade Corporate Bond ETF (Ticker: GIGB) and Goldman Sachs Access High Yield Corporate Bond ETF (Ticker: GHYB) (the “Fixed Income ETFs”) have been developed solely by Goldman Sachs Asset Management. The Fixed Income ETFs are not in any way connected to or sponsored, endorsed, sold or promoted by the London Stock Exchange Group plc and its group undertakings (collectively, the “LSE Group”). FTSE Russell is a trading name of certain of the LSE Group companies.

All rights in the FTSE US Treasury 0–1 Year Composite Select Index, FTSE Goldman Sachs US Treasury Index, FTSE Goldman Sachs Treasury Inflation Protected USD Bond Index, FTSE Goldman Sachs Broad Bond Market Index, FTSE Goldman Sachs US Investment-Grade Corporate Bond 1-5 Years Index, FTSE Goldman Sachs Investment Grade Corporate Bond Index, FTSE Goldman Sachs High Yield Corporate Bond Index (the “Indexes”) vest in the relevant LSE Group Company which owns the Indexes. FTSE® is a trade mark of the relevant LSE Group company and is used by any other LSE Group company under license. The Indexes are calculated by or on behalf of FTSE Fixed Income LLC or its affiliate, agent or partner.

The LSE Group does not accept any liability whatsoever to any person arising out of (a) the use of, reliance on or any error in the Indexes or (b) investment in or operation of the Fixed Income ETFs. The LSE Group makes no claim, prediction, warranty or representation either as to the results to be obtained from the Fixed Income ETFs or the suitability of the Indexes for the purpose to which it is being put by Goldman Sachs Asset Management.

London Stock Exchange Group plc and its group undertakings (collectively, the “LSE Group”). © LSE Group 2025. FTSE Russell is atrading name of certain of the LSE Group companies. “FTSE” “Russell”, “FTSE Russell”, is/are trade mark(s) of the relevant LSE Group companies and is/are used by any other LSE Group company under license. All rights in the FTSE Russell indexes or data vestin the relevant LSE Group company which owns the index or the data. Neither LSE Group nor its licensors accept any liability for any errors or omissions in the indexes or data and no party may rely on any indexes or data contained in this communication. No further distribution of data from the LSE Group is permitted without the relevant LSE Group company’s express written consent. The LSE Group does not promote, sponsor or endorse the content of this communication. Bloomberg Index Services Limited.

“Goldman Sachs” is a trademark owned by Goldman Sachs and is registered in the US and other countries. The Goldman Sachs trademark is being used by FTSE Fixed Income LLC under license from Goldman Sachs. With respect to each Index, Goldman Sachs and its affiliates are in no way related or connected to or affiliated with FTSE Fixed Income LLC other than as a licensee. Goldman Sachs does not own, maintain or participate in the calculation of the Indexes. Neither Goldman Sachs, nor its affiliated companies make any representation or warranty, express or implied to any member of the public regarding the ability of an Index to track general market performance. Data and information contained herein regarding the Indexes is proprietary to FTSE Fixed Income LLC or its licensors, and reproduction of such data and information is prohibited except with the prior written permission of FTSE Fixed Income.

“JUST” and “JUST Capital” are trademarks of JUST Capital Foundation, Inc. or its affiliates and have been licensed for use in connection with the issuance and distribution of the Goldman Sachs JUST U.S. Large Cap ETF. The Goldman Sachs JUST U.S. Large Cap ETF is not sponsored, endorsed, sold or promoted by JUST Capital Foundation, Inc. JUST Capital Foundation, Inc., its affiliates and any other person or entity involved in or related to compiling, computing, or creating the Goldman Sachs JUST U.S. Large Cap ETF expressly disclaim all representations, warranties, and liabilities relating to or in connection with the Goldman Sachs JUST U.S. Large Cap ETF (including, without limitation, any warranties of originality, accuracy, completeness, timeliness, non-infringement, merchantability, and fitness for a particular purpose). Neither JUST Capital Foundation, Inc. nor any of its affiliates makes any claim, prediction, warranty or representation whatsoever, expressly or impliedly, either as to (a) the results to be obtained from the use of the JUST US Large Cap Diversified Index, the Goldman Sachs JUST U.S. Large Cap ETF, or any of the data included in either of the foregoing, (b) the level at which the JUST US Large Cap Diversified Index or Goldman Sachs JUST U.S. Large Cap ETF is said to stand at any particular time on any particular day or otherwise, (c) the suitability of the JUST US Large Cap Diversified Index for the purpose to which it is being put in connection with the Goldman Sachs JUST U.S. Large Cap ETF, or (d) the advisability of investing in securities generally or in any index or ETF, including those provided by Goldman Sachs. Neither JUST Capital Foundation, Inc. nor any of its affiliates has provided, nor will provide, any financial or investment advice or recommendation in relation to the JUST US Large Cap Diversified Index or the Goldman Sachs JUST U.S. Large Cap ETF, nor will they be (i) liable (whether in negligence or otherwise) to any person for any error in the JUST US Large Cap Diversified Index or (ii) under any obligation to advise any person of any error therein. Without limiting any of the foregoing, in no event shall JUST Capital Foundation, Inc. or its affiliates have any liability for any direct, indirect, special, incidental, punitive, consequential (including without limitation lost profits), or any other damages in connection with the JUST US Large Cap Diversified Index or the Goldman Sachs JUST U.S. Large Cap ETF.

Frank Russell Company (“Russell”) acts solely as calculation agent in respect of the JUST US Large Cap Diversified Index and does not in any way sponsor, support, promote or endorse the JUST US Large Cap Diversified Index or the Goldman Sachs JUST U.S. Large Cap Equity ETF. The JUST US Large Cap Diversified Index was provided on an “as is” basis. Russell, its affiliates and any other person or entity involved in or related to compiling, computing or creating the JUST US Large Cap Diversified Index (collectively, the “Russell Parties”) expressly disclaim all warranties (including, without limitation, any warranties of originality, accuracy, completeness, timeliness, non- infringement, merchantability and fitness for a particular purpose).

Russell does not make any claim, prediction, warranty or representation whatsoever, expressly or impliedly, either as to (i) the results to be obtained from the use of the JUST US Large Cap Diversified Index (upon which the Goldman Sachs JUST U.S. Large Cap Equity ETF is based), (ii) the figure at which the JUST US Large Cap Diversified Index is said to stand at any particular time on any particular day or otherwise, or (iii) the suitability of the JUST US Large Cap Diversified Index for the purpose to which it is being put in connection with the Goldman Sachs JUST U.S. Large Cap Equity ETF.

Russell has not provided and will not provide any financial or investment advice or recommendation in relation to the JUST US Large Cap Diversified Index to Goldman Sachs Asset Management or to its clients. The JUST US Large Cap Diversified Index is calculated by Russell or its agent as calculation agent. Russell shall not be (a) liable

(whether in negligence or otherwise) to any person for any error in the Index or (b) under any obligation to advise any person of any error therein without limiting any of the foregoing, in no event shall any Russell Party have any liability for any direct, indirect, special, incidental, punitive, consequential (including without limitation lost profits) or any other damages in connection with the JUST US Large Cap Diversified Index or the Goldman Sachs JUST U.S. Large Cap Equity ETF.

The "S&P 500 Index” is a product of S&P Dow Jones Indices LLC or its affiliates (“SPDJI”) and has been licensed for use by Goldman Sachs Asset Management, L.P. Standard & Poor’s® and S&P® are registered trademarks of Standard & Poor’s Financial Services LLC (“S&P”); Dow Jones® is a registered trademark of Dow Jones Trademark Holdings LLC (“Dow Jones”); and these trademarks have been licensed for use by SPDJI and sublicensed for certain purposes by Goldman Sachs Asset Management, L.P. The Goldman Sachs S&P 500 Premium Income ETF is not sponsored, endorsed, sold or promoted by SPDJI, Dow Jones, S&P or their respective affiliates and none of such parties make any representation regarding the advisability of investing in such product(s) nor do they have any liability for any errors, omissions, or interruptions of the S&P 500 Index.

Nasdaq®, Nasdaq-100®, Nasdaq-100 Index®, and NDX® are registered trademarks of Nasdaq, Inc. (which with its affiliates is referred to as the “Corporations”) and are licensed for use by Goldman Sachs Asset Management L.P. The Product(s) have not been passed on by the Corporations as to their legality or suitability. The Product(s) are not issued, endorsed, sold, or promoted by the Corporations. THE CORPORATIONS MAKE NO WARRANTIES AND BEAR NO LIABILITY WITH RESPECT TO THE PRODUCT(S).

The Goldman Sachs MarketBeta® Russell 1000 Growth Equity ETF and Goldman Sachs MarketBeta® Russell 1000 Value Equity ETF (the “Funds”) have been developed solely by Goldman Sachs Asset Management. The Funds are not in any way connected to or sponsored, endorsed, sold or promoted by the London Stock Exchange Group plc and its group undertakings (collectively, the “LSE Group”). Russell is a trading name of certain of the LSE Group companies. All rights in the Russell 1000 Growth 40 Act Daily Capped Index and Russell 1000 Value 40 Act Daily Capped Index (each, an “Index” and collectively, the “Indexes”) vest in the relevant LSE Group company which owns each Index. “Russell®” is a trademark of the relevant LSE Group company and is used by any other LSE Group company under license. The Indexes are calculated by or on behalf of Frank Russell Company or its affiliate, agent or partner. The LSE Group does not accept any liability whatsoever to any person arising out of (a) the use of, reliance on or any error in the Indexes or (b) investment in or operation of the Funds. The LSE Group makes no claim, prediction, warranty or representation either as to the results to be obtained from the Funds or the suitability of each Index for the purpose to which it is being put by Goldman Sachs Asset Management.

The  MSCI EM  Index  was  used  by  Goldman  as  the  reference  universe  for selection of the companies included in the Goldman Sachs ActiveBeta® Emerging Markets Equity Index.   MSCI Inc. does not in any way sponsor, support, promote or endorse the Goldman Sachs ActiveBeta® Emerging Markets Equity Index or the Goldman Sachs ActiveBeta® Emerging Markets Equity ETF.    MSCI  Inc.  was  not  and  is  not  involved  in  any  way  in  the creation,  calculation,  maintenance  or  review  of  the Goldman Sachs ActiveBeta® Emerging Markets Equity Index.   The MSCI EM Index was provided on an “as is” basis.   MSCI Inc., its affiliates and any other person or entity involved in or related to compiling, computing or creating the Goldman Sachs ActiveBeta® Emerging Markets Equity Index  (collectively,  the  “MSCI  Parties”)  expressly  disclaim  all  warranties (including,  without  limitation,  any  warranties  of  originality,  accuracy,  completeness,  timeliness, non-infringement, merchantability and fitness for a particular purpose).  Without limiting any of the foregoing,  in  no  event  shall  any  MSCI  Party  have  any  liability  for  any  direct,  indirect,  special, incidental, punitive, consequential (including without limitation lost profits) or any other damages in connection with the MSCI EM Index, the Goldman Sachs ActiveBeta® Emerging Markets Equity ETF or the Goldman Sachs ActiveBeta® Emerging Markets Equity Index.

The  MSCI Europe  Index  was  used  by  Goldman  as  the  reference  universe  for selection of the companies included in the Goldman Sachs ActiveBeta® Europe Equity Index.   MSCI Inc. does not in any way sponsor, support, promote or endorse the Goldman Sachs ActiveBeta® Europe Equity Index or the Goldman Sachs ActiveBeta® Europe Equity ETF.    MSCI  Inc.  was  not  and  is  not  involved  in  any  way  in  the creation,  calculation,  maintenance  or  review  of  the Goldman Sachs ActiveBeta® Europe Equity Index.   The MSCI Europe Index was provided on an “as is” basis.   MSCI Inc., its affiliates and any other person or entity involved in or related to compiling, computing or creating the Goldman Sachs ActiveBeta® Europe Equity Index  (collectively,  the  “MSCI  Parties”)  expressly  disclaim  all  warranties (including,  without  limitation,  any  warranties  of  originality,  accuracy,  completeness,  timeliness, non-infringement, merchantability and fitness for a particular purpose).  Without limiting any of the foregoing,  in  no  event  shall  any  MSCI  Party  have  any  liability  for  any  direct,  indirect,  special, incidental, punitive, consequential (including without limitation lost profits) or any other damages in connection with the MSCI Europe Index, the Goldman Sachs ActiveBeta® Europe Equity ETF or the Goldman Sachs ActiveBeta® Europe Equity Index.

The  MSCI World ex US  Index  was  used  by  Goldman  as  the  reference  universe  for selection of the companies included in the Goldman Sachs ActiveBeta® International Equity Index.   MSCI Inc. does not in any way sponsor, support, promote or endorse the Goldman Sachs ActiveBeta® International Equity Index or the Goldman Sachs ActiveBeta® International Equity ETF.    MSCI  Inc.  was  not  and  is  not  involved  in  any  way  in  the creation,  calculation,  maintenance  or  review  of  the Goldman Sachs ActiveBeta® International Equity Index.   The MSCI World ex US Index was provided on an “as is” basis.   MSCI Inc., its affiliates and any other person or entity involved in or related to compiling, computing or creating the Goldman Sachs ActiveBeta® International Equity Index  (collectively,  the  “MSCI  Parties”)  expressly  disclaim  all  warranties (including,  without  limitation,  any  warranties  of  originality,  accuracy,  completeness,  timeliness, non-infringement, merchantability and fitness for a particular purpose).  Without limiting any of the foregoing,  in  no  event  shall  any  MSCI  Party  have  any  liability  for  any  direct,  indirect,  special, incidental, punitive, consequential (including without limitation lost profits) or any other damages in connection with the MSCI International Index, the Goldman Sachs ActiveBeta® International Equity ETF or the Goldman Sachs ActiveBeta® International Equity Index.

The  MSCI Japan  Index  was  used  by  Goldman  as  the  reference  universe  for selection of the companies included in the Goldman Sachs ActiveBeta® Japan Equity Index.   MSCI Inc. does not in any way sponsor, support, promote or endorse the Goldman Sachs ActiveBeta® Japan Equity Index or the Goldman Sachs ActiveBeta® Japan Equity ETF.    MSCI  Inc.  was  not  and  is  not  involved  in  any  way  in  the creation,  calculation,  maintenance  or  review  of  the Goldman Sachs ActiveBeta® Japan Equity Index.   The MSCI Japan Index was provided on an “as is” basis.   MSCI Inc., its affiliates and any other person or entity involved in or related to compiling, computing or creating the Goldman Sachs ActiveBeta® Japan Equity Index  (collectively,  the  “MSCI  Parties”)  expressly  disclaim  all  warranties (including,  without  limitation,  any  warranties  of  originality,  accuracy,  completeness,  timeliness, non-infringement, merchantability and fitness for a particular purpose).  Without limiting any of the foregoing,  in  no  event  shall  any  MSCI  Party  have  any  liability  for  any  direct,  indirect,  special, incidental, punitive, consequential (including without limitation lost profits) or any other damages in connection with the MSCI Japan Index, the Goldman Sachs ActiveBeta® Japan Equity ETF or the Goldman Sachs ActiveBeta® Japan Equity Index.

Source: MSCI. The MSCI information may only be used for your internal use, may not be reproduced or redisseminated in any form and may not be used as a basis for or a component of any financial instruments or products or indices. None of the MSCI information is intended to constitute investment advice or a recommendation to make (or refrain from making) any kind of investment decision and may not be relied on as such. Historical data and analysis should not be taken as an indication or guarantee of any future performance analysis, forecast or prediction. The MSCI information is provided on an “as is” basis and the user of this information assumes the entire risk of any use made of this information. MSCI, each of its affiliates and each other person involved in or related to compiling, computing or creating any MSCI information (collectively, the “MSCI Parties”) expressly disclaims all warranties (including, without limitation, any warranties of originality, accuracy, completeness, timeliness, non-infringement, merchantability and fitness for a particular purpose) with respect to this information. Without limiting any of the foregoing, in no event shall any MSCI Party have any liability for any direct, indirect, special, incidental, punitive, consequential (including, without limitation, lost profits) or any other damages. (www.msci.com).

The Goldman Sachs ActiveBeta U.S. Large Cap Equity ETF is not sponsored, promoted, sold or supported in any other manner by Solactive AG nor does Solactive AG offer any express or implicit guarantee or assurance either with regard to the results of using the Solactive US Large Cap Index ("Index") and/or Index trade mark or the Index Price at any time or in any other respect. The Index is calculated and published by Solactive AG.  Solactive AG uses its best efforts to ensure that the Index is calculated correctly. Irrespective of its obligations towards the Issuer, Solactive AG has no obligation to point out errors in the Index to third parties including but not limited to investors and/or financial intermediaries of the financial instrument. Neither publication of the Index by Solactive AG nor the licensing of the Index or Index trade mark for the purpose of use in connection with the financial instrument constitutes a recommendation by Solactive AG to invest capital in said financial instrument nor does it in any way represent an assurance or opinion of Solactive AG with regard to any investment in this financial instrument.

The Russell 2000 Index was used by Goldman Sachs Asset Management or its affiliate as the starting universe for selection of the companies and their weights included in the Goldman Sachs ActiveBeta® U.S. Small Cap Equity Index. Frank Russell Company (“Russell”) does not in any way sponsor, support, promote or endorse the Goldman Sachs ActiveBeta® U.S. Small Cap Equity Index or the Goldman Sachs ActiveBeta® U.S. Small Cap Equity ETF.  Russell was not and is not involved in any way in the creation, calculation, maintenance or review of the Goldman Sachs ActiveBeta® U.S. Small Cap Equity Index.  The Russell 2000 Index was provided on an “as is” basis.  Russell, its affiliates and any other person or entity involved in or related to compiling, computing or creating the Russell 2000 Index (collectively, the “Russell Parties”) expressly disclaim all warranties (including, without limitation, anywarranties of originality, accuracy, completeness, timeliness, non-infringement, merchantability and fitness for a particular purpose).  Russell does not make any claim, prediction, warranty or representation whatsoever, expressly or impliedly, either as to (i) the results to be obtained from the use of the Russell 2000 Index or the Goldman Sachs ActiveBeta® U.S. Small Cap Equity Index (upon which the Goldman Sachs ActiveBeta® U.S. Small Cap Equity ETF is based), (ii) the figure at which the Russell 2000 Index or Goldman Sachs ActiveBeta® U.S. Small Cap Equity Index is said to stand at any particular time on any particular day or otherwise, or (iii) the suitability of the Russell 2000 Index or Goldman Sachs ActiveBeta® U.S. Small Cap Equity Index for the purpose to which it is being put in connection with the Goldman Sachs ActiveBeta® U.S. Small Cap Equity ETF. Russell has not provided and will not provide any financial or investment advice or recommendation in relation to the Russell 2000 Index or Goldman Sachs ActiveBeta® U.S. Small Cap Equity Index to Goldman Sachs Asset Management or to its clients. The Russell 2000 Index is calculated by Russell or its agent. Russell shall not be (a) liable (whether in negligence or otherwise) to any person for any error in the Index or (b) under any obligation to advise any person of any error therein. Without limiting any of the foregoing, in no event shall any Russell Party have any liability for any direct, indirect, special, incidental, punitive, consequential (including without limitation lost profits) or any other damages in connection with the Russell 2000 Index], the Goldman Sachs ActiveBeta® U.S. Small Cap Equity ETF or the Goldman Sachs ActiveBeta® U.S. Small Cap Equity Index.

The Goldman Sachs Innovate Equity ETF is not sponsored, promoted, sold or supported in any other manner by Solactive AG nor does Solactive AG offer any express or implicit guarantee or assurance either with regard to the results of using the Solactive Innovative Global Equity Index (“Solactive Index”) and/or Solactive Index trade mark or the Solactive Index Price at any time or in any other respect. The Solactive Index is calculated and published by Solactive AG. Solactive AG uses its best efforts to ensure that the Solactive Index is calculated correctly. Irrespective of its obligations towards Goldman Sachs Innovate Equity ETF, Solactive AG has no obligation to point out errors in the Solactive Index to third parties including but not limited to investors and/or financial intermediaries of Goldman Sachs Innovate Equity ETF. Neither publication of a Solactive Index by Solactive AG nor the licensing of the Solactive Index or Solactive Index trade mark for the purpose of use in connection with the Goldman Sachs Innovate Equity ETF constitutes a recommendation by Solactive AG to invest capital in said fund nor does it in any way represent an assurance or opinion of Solactive AG with regard to any investment in this fund.  Solactive AG is registered as a benchmark administrator under the Regulation (EU) 2016/2011 (BMR). Solactive appears on the ESMA register of administrators.

The Goldman Sachs MarketBetaTM Emerging Markets Equity ETF is not sponsored, promoted, sold or supported in any other manner by Solactive AG nor does Solactive AG offer any express or implicit guarantee or assurance either with regard to the results of using the Solactive GBS Emerging Markets Large & Mid Cap Index (“Solactive Index”) and/or Solactive Index trade mark or the Solactive Index Price at any time or in any other respect. The Solactive Indexes are calculated and published by Solactive AG. Solactive AG uses its best efforts to ensure that the Solactive Indexes are calculated correctly. Irrespective of its obligations towards the Funds, Solactive AG has no obligation to point out errors in the Solactive Indexes to third parties including but not limited to investors and/or financial intermediaries of the Funds. Neither publication of a Solactive Index by Solactive AG nor the licensing of the Solactive Index or Solactive Index trade mark for the purpose of use in connection with a Fund constitutes a recommendation by Solactive AG to invest capital in said fund nor does it in any way represent an assurance or opinion of Solactive AG with regard to any investment in this fund.  Solactive AG is registered as a benchmark administrator under the Regulation (EU) 2016/2011 (BMR). Solactive appears on the ESMA register of administrators.

The Goldman Sachs MarketBetaTM International Equity ETF is not sponsored, promoted, sold or supported in any other manner by Solactive AG nor does Solactive AG offer any express or implicit guarantee or assurance either with regard to the results of using the Solactive GBS Developed Markets ex North America Large & Mid Cap Index (“Solactive Index”) and/or Solactive Index trade mark or the Solactive Index Price at any time or in any other respect. The Solactive Indexes are calculated and published by Solactive AG. Solactive AG uses its best efforts to ensure that the Solactive Indexes are calculated correctly. Irrespective of its obligations towards the Funds, Solactive AG has no obligation to point out errors in the Solactive Indexes to third parties including but not limited to investors and/or financial intermediaries of the Funds. Neither publication of a Solactive Index by Solactive AG nor the licensing of the Solactive Index or Solactive Index trade mark for the purpose of use in connection with a Fund constitutes a recommendation by Solactive AG to invest capital in said fund nor does it in any way represent an assurance or opinion of Solactive AG with regard to any investment in this fund. Solactive AG is registered as a benchmark administrator under the Regulation (EU) 2016/2011 (BMR). Solactive appears on the ESMA register of administrators.

The Goldman Sachs MarketBeta® Total International Equity ETF is not sponsored, promoted, sold or supported in any other manner by Solactive AG nor does Solactive AG offer any express or implicit guarantee or assurance either with regard to the results of using the Solactive GBS Global Markets ex US Large & Mid Cap Index (“Solactive Index”) and/or Solactive Index trade mark or the Solactive Index Price at any time or in any other respect. The Solactive Indexes are calculated and published by Solactive AG. Solactive AG uses its best efforts to ensure that the Solactive Indexes are calculated correctly. Irrespective of its obligations towards the Funds, Solactive AG has no obligation to point out errors in the Solactive Indexes to third parties including but not limited to investors and/or financial intermediaries of the Funds. Neither publication of a Solactive Index by Solactive AG nor the licensing of the Solactive Index or Solactive Index trade mark for the purpose of use in connection with a Fund constitutes a recommendation by Solactive AG to invest capital in said fund nor does it in any way represent an assurance or opinion of Solactive AG with regard to any investment in this fund. Solactive AG is registered as a benchmark administrator under the Regulation (EU) 2016/2011 (BMR). Solactive appears on the ESMA register of administrators.

The Goldman Sachs MarketBetaTM U.S. Equity ETF is not sponsored, promoted, sold or supported in any other manner by Solactive AG nor does Solactive AG offer any express or implicit guarantee or assurance either with regard to the results of using the Solactive GBS United States Large & Mid Cap Index (“Solactive Index”) and/or Solactive Index trade mark or the Solactive Index Price at any time or in any other respect. The Solactive Indexes are calculated and published by Solactive AG. Solactive AG uses its best efforts to ensure that the Solactive Indexes are calculated correctly. Irrespective of its obligations towards the Funds, Solactive AG has no obligation to point out errors in the Solactive Indexes to third parties including but not limited to investors and/or financial intermediaries of the Funds. Neither publication of a Solactive Index by Solactive AG nor the licensing of the Solactive Index or Solactive Index trade mark for the purpose of use in connection with a Fund constitutes a recommendation by Solactive AG to invest capital in said fund nor does it in any way represent an assurance or opinion of Solactive AG with regard to any investment in this fund. Solactive AG is registered as a benchmark administrator under the Regulation (EU) 2016/2011 (BMR). Solactive appears on the ESMA register of administrators.

The Goldman Sachs MarketBeta® U.S. 1000 Equity ETF is not sponsored, promoted, sold or supported in any other manner by Solactive AG nor does Solactive AG offer any express or implicit guarantee or assurance either with regard to the results of using the Solactive GBS United States 1000 Index (“Solactive Index”) and/or Solactive Index trade mark or the Solactive Index Price at any time or in any other respect. The Solactive Indexes are calculated and published by Solactive AG. Solactive AG uses its best efforts to ensure that the Solactive Indexes are calculated correctly. Irrespective of its obligations towards the Funds, Solactive AG has no obligation to point out errors in the Solactive Indexes to third parties including but not limited to investors and/or financial intermediaries of the Funds. Neither publication of a Solactive Index by Solactive AG nor the licensing of the Solactive Index or Solactive Index trade mark for the purpose of use in connection with a Fund constitutes a recommendation by Solactive AG to invest capital in said fund nor does it in any way represent an assurance or opinion of Solactive AG with regard to any investment in this fund. Solactive AG is registered as a benchmark administrator under the Regulation (EU) 2016/2011 (BMR). Solactive AG’s registration appears on the ESMA Benchmarks Administrators Register.

Source: Bloomberg Index Services Limited. BLOOMBERG® is a trademark and service mark of Bloomberg Finance L.P. and its affiliates (collectively “Bloomberg”). BARCLAYS® is a trademark and service mark of Barclays Bank Plc (collectively with its affiliates, “Barclays”), used under license. Bloomberg or Bloomberg’s licensors, including Barclays, own all proprietary rights in the Bloomberg Barclays Indices. Neither Bloomberg nor Barclays approves or endorses this material, or guarantees the accuracy or completeness of any information herein, or makes any warranty, express or implied as to the results to be obtained therefrom and, to the maximum extent allowed by law, neither shall have any liability or responsibility for injury or damages arising in connection therewith.

The Investment Company Act of 1940 (the “Act”) imposes certain limits on investment companies purchasing or acquiring any security issued by another registered investment company. For these purposes the definition of “investment company” includes funds that are unregistered because they are excepted from the definition of investment company by sections 3(c)(1) and 3(c)(7) of the Act. You should consult your legal counsel for more information.

Please note that one cannot invest directly into an index.

GIGL, GBND, GBXA, GBXB, GBXC, GIND, GUMI, GMNY, GCAL, GMUB, GTPE and GPRF are newly organized and do not have operating histories.

This material is not authorized for distribution unless preceded or accompanied by a current prospectus or summary prospectus, if applicable. Investors should consider a fund's objectives, risks, and charges and expenses, and read the summary prospectus, if available, and the prospectus carefully before investing or sending money. The summary prospectus, if available, and the Prospectus contain this and other information about a Fund and may be obtained from your authorized dealer or from Goldman Sachs & Co. LLC by calling (retail—1-800-526-7384) (institutional—1-800-621-2550).

ActiveBeta® and MarketBeta® are registered trademarks of Goldman Sachs Asset Management.

Shares of the Goldman Sachs Variable Insurance Trust Funds are offered to separate accounts of participating life insurance companies for the purpose of funding variable annuity contracts and variable life insurance policies. Shares of the Funds are not offered directly to the general public. The variable annuity contracts and variable life insurance policies are described in the separate prospectuses issued by participating insurance companies. You should refer to those prospectuses for information about surrender charges, mortality and expense risk fees and other charges that may be assessed by participating insurance companies under the variable annuity contracts or variable life insurance policies. Such fees or charges, if any, may affect the return you realize with respect to your investments. Ask your representative for more complete information. Please consider the Fund’s objective, risks and charges and expenses, and read the Prospectus carefully before investing. The Prospectus contains this and other information about the Fund.

ALPS Distributors, Inc. is the distributor/marketing agent of the Goldman Sachs ETF Funds. ALPS Distributors, Inc. is unaffiliated with Goldman Sachs Asset Management, Bloomberg and FTSE Fixed Income LLC.

Goldman Sachs & Co. LLC is the distributor of the Goldman Sachs Funds and The Goldman Sachs Variable Insurance Trust Funds.

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